Privacy Statement

LNB COMMUNITY BANK & YOUR RIGHT TO PRIVACY

Important Information You Need To Know

This is our privacy notice for our customers. When we use the words “you” and “yours” we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as:

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

We, our, and us means the LNB Community Bank.

Nonpublic personal information means information that we collect in connection with providing a financial product or service to you. This does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers.

If you have any questions about the LNB Community Bank Privacy Policy, please call either one of the following numbers: