Current Rates


Current CD Specials

ProductMinimum DepositInterest RateAPY**
84 months500.001.251.25

*A penalty may be imposed for early withdrawal.

**APY – Annual Percentage Yield

Rates are effective as of May 31, 2017 and are subject to change without notice.

Current Loan Specials

ProductStructureTermAPR*

Contact us at any of our 4 locations for current loan specials.

Deposit Accounts

ProductMinimum DepositInterest RateAPY*
Savings$100.000.100.10
Christmas Club**$1.000.250.25
Vacation Club**$1.000.250.25
Now$1,000.000.05 0.05
Super Now$2,500.000.100.10
Super Now$25,000.000.100.10
Money Market$2,500.000.050.05
Super Money Market$25,000.000.050.05
Super Money Market$50,000.000.100.10
Super Money Market$100,000.000.150.15
Bravo Checking$2,500.000.050.05
Bravo Checking$10,000.000.100.10
Bravo Checking$25,000.000.150.15

Fees could reduce earnings on the account.

*APY – Annual Percentage Yield

** .01% if no other deposit account at LNB Community Bank

Rates are effective as of May 31, 2017 and are subject to change without notice.

Certificates of Deposit

TermMinimum DepositInterest RateAPY**
3 Months$2,500.000.050.05
5 Months$500.000.050.05
6 Months (<$10M)$2,500.000.050.05
6 Months ($10M or >)$10,000.000.050.05
7 Months$500.000.050.05
9 Months$500.000.050.05
11 Months$500.000.050.05
12 Months$500.000.100.10
15 Months$500.000.100.10
18 Months$500.000.150.15
18 Months (TDOA - Var)$500.000.150.15
24 Months$500.000.200.20
30 Months$500.000.300.30
36 Months$500.000.400.40
42 Months$500.000.500.50
48 Months $500.000.500.50
60 Months (<$10M)$500.000.900.90
60 Months ($10M and >)$10,000.000.900.90
84 Months$500.001.001.00

*A penalty may be imposed for early withdrawal.

**APY – Annual Percentage Yield

IRA Certificates are available at the same rate and terms as Certificates of Deposit.

Rates are effective as of May 31, 2017 and are subject to change without notice.

Home Equity Line of Credit / Second Mortgage Loans *

ProductStructureTermAnnual Percentage Rate**
Second MortgageFixed1-3 Years5.20
Second MortgageFixed4-5 Years6.21
Second MortgageFixed6-8 Years7.21
Second MortgageFixed9-10 Years8.22
HELOC***Adjustable10 yr draw, 10 yr repay 6.25

*Rates are for owner occupied second mortgages. Assumes 80% loan to value or less. Other rates and terms are available. Normal closing costs apply.  Subject to credit approval, credit score and loan to value.

** APR based of $20,000 loan amount and term shown.

***HELOC rate will not fall below 4.99%.  HELOC assumes 70% loan to value.

Rates are effective as of June 23, 2017 and are subject to change without notice.

Consumer Loans*

ProductStructureTermAnnual Percentage Rate**
-Year of Auto--
Automobile2017 - New36 Months or Less4.40
Automobile2016-201536 Months or Less4.66
Automobile2014-201236 Months or Less5.41
Automobile2011 or older24 Months or Less6.61
LNB Savings Instrument Secured$2,500.00 or LessMatures with CDCD Rate + 4% 6% Min
LNB Savings Instrument Secured$2,500.00 - $7,499.00Matures with CDCD Rate + 2% 5% Min
LNB Savings Instrument Secured$7,500.00 - $19,999.00Matures with CDCD Rate + 2% 4% Min
LNB Savings Instrument Secured$20,000.00 or MoreMatures with CDCD Rate + 2% 3% Min

*Other rates and terms are available. Down payment may be required reducing loan to value to 80% or less.  Normal closing costs apply.  Subject to credit approval, credit score and loan to value.

** APR is based off of a $20,000 loan amount and term shown.

Rates are effective as of June 23, 2017 and are subject to change without notice.

Commercial Loans

Please contact Jody Yager, Commercial Lender at
(812) 922-3231 to discuss our competitive rates on your commercial needs.